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From NHS Physio to HMO Investor & Business Owner

Andy is a co-founder of Smart Property. He has been investing in property since 2009. Andy is a passionate property investor, landlord, mentor and trainer. He has built up an extensive portfolio of stunning student and professional houses across the UK.


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the HMO Mortgage Broker

The UK’s #1 Specialist for HMO Mortgages, HMO ReMortgages & HMO Bridging Finance. HMO Lending Made Easy.

the HMO Mortgage Broker

Resources Mentioned

Tony Robbins – Unshakeable

Tony Robbins – Unshakeable

Show Notes

Life Before HMO Property
[01:22] From being active in sport to becoming a qualified NHS physiotherapist.
Entry to HMO Investing
[05:05] Helping his younger sister to find a place to stay and having a brain wave.
Holding Back From HMOs
[07:11] Lack of money and experience.
Summary of 1st HMO Deal
[09:07] 2009, Midlands, 4 bedroom HMO for 110 000.
HMOs, Life changing?
[17:45] Huge amount of freedom
Favourite Part of HMO Property
[18:56] Identifying deals, peace them together.
Current Portfolio
[21:12] Over 400 rental units.
Best HMO Investment & Why
[23:44] Big block, 25 student rooms in Manchester, refurb in four weeks.
HMO Mistake
[28:49] Misinforming clients.
12 Month Portfolio Plans
[33:56] Refurbishment of a huge project.
Outside of HMO Investing
[34:47] Big property projects with a business partner.
Advice for Current HMO Investors
[36:43] Do not lose an opportunity.
Advice to New HMO Investors

[38:50] Speak to experienced people and take some actions.

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